S and M Insurance Company is located in Central PA and we are dedicated to you and your future. With two offices one in Harrisburg and one in York.

We offer a wide variety of financial services and insurance products. Our first and only obligation is to you the client, not a particular company. This is done by utilizing many different insurance and investment companies.

We explore different strategies and products to reduce taxes. We help clients grow their net worth and reduce their overall exposure to risk, while not affecting their current lifestyle. We are here to provide guidance for any stage of your life from college education planning to insurance protection or retirement planning.